Protect Your Family From the Unexpected

Our affordable final expense insurance helps cover funeral, medical, and other end-of-life costs — giving your loved ones peace of mind when it matters most.

Final expense coverage is more than a policy — it’s a gift of protection and peace for your family.

Hi,

I’m Karen, founder of KRK Life Group. Over the years, I’ve met too many families caught off guard by funeral costs, medical bills, and other final expenses. It's hard enough to grieve — the last thing anyone needs is a financial burden on top of emotional pain.

That’s why I’m so passionate about final expense insurance. It’s simple, affordable, and provides burial and funeral coverage when families need it most. Whether you’re planning for yourself or a loved one, I’m here to make the process clear and stress-free.

Karen Allen
KRK Life Group

Why Clients Trust Karen Allen and KRK Life Group

Karen Allen brings personal dedication and industry expertise to every client relationship. Here's why families choose her to protect their financial futures:

It's All About Your Family - Karen takes the time to sit down and really understand what matters most to you. No cookie-cutter solutions here—just personalized protection plans tailored specifically to your family's unique situation.

You Deserve an Expert - With years of insurance expertise under her belt, Karen knows the ins and outs of Insurance protection. She spots opportunities to protect your family that others might miss completely.

More Options, Better Coverage - As an independent broker, Karen isn't tied to just one company. She shops around multiple top-rated insurance providers to find you the perfect coverage at rates that work with your budget.

We're In This Together - Your relationship with Karen doesn't end once your policy is in place. As your life changes—new home, growing family, career shifts—she'll be there to make sure your protection evolves too.

No Insurance Jargon - Confused by complex insurance terms? Don't worry. Karen breaks everything down into plain English, making sure you completely understand your options and feel confident in your protection plan.

The Hidden Costs of Saying Goodbye

Without final expense insurance, families are often left to face unexpected bills — and unnecessary stress.

Funeral and burial costs can exceed $10,000
Medical bills may still need to be paid
Credit card debt or legal fees can linger
Loved ones may need to borrow or crowdfund
Many people wait too long to plan

Final Expense Insurance That Works When It Matters Most

Get guaranteed coverage to protect your family from funeral costs and final bills — with no medical exam required.

We offer affordable final expense insurance options that are:

Simplified issue (no medical exam required)
Tailored to cover funeral, burial, and medical bills
Easy to qualify for, even with health conditions
Designed to relieve families of financial pressure during emotional times
Whole life policies — coverage never expires as long as premiums are paid

You choose the amount, we take care of the rest.

Why Families Trust KRK Life Group for Final Expense Planning

We make a difficult subject easier — with compassion, clarity, and care.

At KRK Life Group, we’re on a mission to make retirement planning simple, accessible, and stress-free:

Transparent Process – No confusing terms or surprise fees
Trusted Carriers – We work with top-rated providers for stability and reliability
Quick Coverage – Many qualify in just minutes, with instant decisions
Flexible Plans – Choose the right amount of coverage for your family’s needs
Compassionate Support – We treat every client like family

What Our Clients Are Saying..

Jasmine Richards

Signed up for Life and Retirement plans with KRK Life Group. Super easy process and reassuring knowing I've got solid coverage and future sorted!

Monica Chandler

Explored several options before settling on KRK Life Group. Their insurance plans are flexible and tailored—finally found what suits my needs and budget.

Thomas Krazinski

KRK Life Group's service was straightforward and effective. Without fuss, they set everything in place, ensuring my financial peace well into the future.

STILL NOT SURE?

Frequently Asked Questions

Honest answers about burial insurance, coverage options, and what you can expect.

Question 1: What is final expense insurance?

Final expense insurance is a small whole life insurance policy designed to cover funeral costs, burial expenses, and other final bills. It helps your family avoid financial strain during an already difficult time.

Question 2: Is a medical exam required to qualify?

In most cases, no medical exam is needed. We offer guaranteed issue life insurance for final expense — so you can qualify regardless of health history.

Question 3: How much coverage can I get?

Plans typically range from $5,000 to $50,000, depending on your needs and budget. You choose what’s right for your situation, and we’ll match you with the best plan available.

Question 4: How much does it cost?

Final expense insurance is generally affordable. Rates depend on your age and coverage amount, but we can find a plan that fits nearly any budget.

Question 5: Can I buy this for a parent or loved one?

Yes. You can take out a policy for someone else with their consent. It’s a powerful way to help aging parents or loved ones ensure their final wishes are taken care of.